Episode•January 2, 2024•12 min

New Year, New Money Moves: Tiffany's Financial Reset | Ep. 290

As we step into 2024, join Tiffany in shaking off the old and embracing the new in this insightful podcast episode. Learn why rest is crucial for financial success, how decluttering can transform your mindset, and the way a subscription audit can save you more than just money. Get ready to set and crush your financial goals this year! Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff Additional Links & Resources Start 2024 Right – Take Control Of Your Finances With Tiffany’s Year-End Financial Checklist | Ep. 284 Book a 15-minute consultation Goal Setting Playlist Support this Podcast Copyright 2023 Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

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Key Takeaways

1
Rest is essential for financial and personal success
Tiffany listened to her body and rested during the holiday period instead of pushing through
Despite resting, she was still able to pay her bills, proving rest doesn't have to mean financial loss
She plans to listen more to her body and inner guide throughout 2024
2
Shift from 'or' thinking to 'and' thinking
Instead of thinking 'this OR that,' consider 'this AND that'
Avoiding the cycle of doom and gloom that comes with either/or thinking
Recognizing that multiple positive outcomes can coexist
3
Decluttering your physical space declutters your mind and relationships
A speaker at a summit shared: 'If you declutter your home, you'll declutter your mind and you'll declutter your relationships'
Tiffany experienced this firsthand when a previous declutter led to losing relationships that no longer served her
She's currently cleaning her office to create a more conducive workspace for thinking
4
Use January 1st as a time to cut, not just add
Instead of only adding new goals, use the new year to eliminate what no longer serves you
Plan to do a subscription audit to identify unnecessary recurring expenses
Narrowing focus on social media platforms that provide the best ROI
5
Review past notes and conversations to identify recurring themes
Found multiple notes with the same goal written down throughout the year
Recurring themes in notes and conversations can serve as a guiding light for the new year
Reviewing what kept coming up helps identify what needs focus

Intro

In this solo episode, Tiffany shares her personal approach to starting 2024 with intention, focusing on rest, decluttering, and financial resets rather than traditional goal-setting.
Tiffany Grant is a financial coach and host of the Money Talk with Tiff podcast, helping listeners improve their financial wellness through practical advice and mindset shifts.

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– Resting Into the New Year

Tiffany explains that instead of pushing through with grand aspirations during the holiday period, she listened to her body and rested. Despite concerns about not making money as an entrepreneur, she was still able to pay her bills.

Sometimes it could be this and this. And that's another thing that I am kind of focusing on for this year. Not to think about things in the or. but think about things in the end.

– Reflecting on 2023 Accomplishments

She encourages listeners to look back at their previous year beyond just financial metrics—considering personal accomplishments and those of family members. This reflection helps determine whether the new year should focus on doing more of something good or less of something not so good.

One area Tiffany wants to reduce is time spent on social media. She reached over 30,000 people across platforms in Q4 2023 but plans to narrow her focus to platforms that provide the best business ROI.

– Getting Back on Budget & Subscription Audit

After falling off track with her budget during the holidays and relying on mental math, Tiffany plans to tap back into her budget. She'll categorize expenses from when she fell off and identify areas to cut.

She'll also conduct a subscription audit on both personal and business accounts, identifying subscriptions that are no longer needed after heavy Q4 business investments.

– Decluttering Office and Mind

Tiffany is cleaning her office to prepare notes for her VA and to create a more conducive workspace. She discovered multiple notes with the same goal written throughout the year, indicating what matters most to her.

If you declutter your home, you'll declutter your mind and you'll declutter your relationships.

She plans to donate items rather than sell them, recognizing that if she hasn't sold them yet, she likely won't. She's giving them to those who need them instead.