Money Talk With Tiff

All Episodes

412 episodes

Budgeting for an Unpredictable Paycheck - Here's How To Make It Work | Ep. 272

13 min

Are you struggling with budgeting when your income isn’t always consistent? Don’t worry—in this episode, I provide helpful strategies to make budgeting with a variable income a breeze! Learn how to make budgeting easier and make the most of what you have so you can get back on track financially. Watch now and conquer budgeting for an unpredictable paycheck. Additional Links & Resources Budgeting Basics: How To Make a Personal Budget That Works For You YNAB Connect with Tiffany Visit our site: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

variable incomebudgetingYNAB

What Is A CFA? Understanding Chartered Financial Analysts And How They Help | Ep. 271

24 min

Are you curious about what a CFA is all about? Joel Bernardin, CFA, gives you an exclusive look into the world of Chartered Financial Analysts and explains how they help investors make informed decisions. Hear from Joel about the critical roles CFAs play in today's markets and gain valuable insight into this respected professional designation. Don't miss out on this great opportunity to learn from an experienced leader in the industry! About Our Guest Joel Bernardin is an accomplished financial expert with a remarkable story to share. He holds a Bachelor's Degree in Applied Mathematics and Statistics, an MBA in Finance, the Chartered Financial Analyst Designation from the CFA Institute, and even a Certificate in Performance Measurement from the CFA Institute. His success is even more impressive when you take into account that he's 100% debt-free - no car payments, no credit card payments, and certainly no student loans! Joel comes to personal finance conversations with enthusiasm and empathy, ready to share his wealth of knowledge and experience with his audience. Connect with Joel Twitter: @debtfreejoel Instagram: @debtfreejoel Connect with Tiffany Visit our site: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

CFAChartered Financial AnalystCFA Institute

How To Create Unstoppable Sales Results With Lisa Smith | Ep. 270

24 min

Are you struggling with the sales cycle and process? Looking for strategies to become better at sales? Join us in this interview with Lisa Smith, a renowned sales expert, as she shares her insight on successful sales techniques, mindset shifts that can take your game to the next level, and much more. Tune in now and get ready to become an unstoppable sales champion! About Our Guest Lisa J. Smith is the CEO and founder of SMITH co., a sales consulting firm focused on modern midsize B2B businesses. A dynamic public speaker and natural trainer, she has presented for multiple audiences in various industries across three decades. Having spent 30 years selling B2B services in every economic environment imaginable, Lisa has gained a multitude of diverse experiences and improved the financial situation of countless organizations. She is trained in design thinking, finance, business strategy, sales, advertising, and marketing. These skills allow her to spot and reveal the blind spots most B2B companies encounter in their sales funnel. Think of her as a sales sleuth, revealing and removing the obstacles that hold businesses back from realizing higher revenue and growth. Lisa considers herself a “COVIDpreneur”. She launched SMITH co in June 2020, and despite the turbulent economic landscape, she reached six figures in her first year. She has maintained that for the last 2 years consecutively. She deeply understands her client’s challenges; because she’s been there. She has been designing and creating her whole life. Her latest design challenge; adding a few new items to her summer wardrobe sewn with her own two hands, self-taught BTW. Connect with Lisa Instagram: @smithcosales LinkedIn: smithcosales Connect with Tiffany Visit our site: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant Links & Additional Resources Evy AI Martech.com (https://martech.org/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Lisa J. SmithB2B salessales process

Increase Your Corporate IQ with Tangil Johnson | Ep. 269

22 min

Are you looking to increase your corporate IQ? Join Tiffany Grant as she interviews former career coach Tangil Johnson in this inspiring podcast episode! Johnson has helped Grant navigate up the corporate ladder and secure raises and promotions. Learn how to get an edge in the workplace with the "circle of five" concept – connecting with successful people who have knowledge and influence – and the revolutionary "Smitty plan", focusing on self-confidence, goal-setting, research, planning, and action. Get advice from a pro on understanding your passions, defining rewards, and navigating industry paths for career success. Plus, hear more about Tangil’s upcoming podcast, “Your Corporate IQ” – Tune in now! About Our Guest With over 40 years of experience in the corporate world, Tangil Johnson is a rare gift to those wanting to get into corporate, especially people of color. Through her consulting services, she has been empowering individuals to navigate the corporate landscape, overcome challenges, and achieve their goals. As a high-energy global corporate professional, she has achieved remarkable success in change management, sales, recruiting, marketing, facilitating, coaching, and training. Tangil's passion lies in helping others ignite their dreams and reach their full potential. Her expertise and industry experience span across management consulting, IT, engineering, manufacturing, staffing, search, corporate recruiting, and personal growth. Tangil holds a Bachelor of Science Psychology- I/O Psychology degree from Purdue University Global with a number of certifications related to assessments and HR - CEB, DiSC, PXTS, SHRM CP Connect with Tangil Facebook: Your Corporate IQ Instagram: @tangiljohnson Twitter: @tangilsmith Connect with Tiffany Visit our site: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant Additional Links & Resources The Career Toolkit with Mark Herschberg I Switch Careers & So Can You! Here's How! (https://moneytalkwitht.com/podcast/switch-careers/) Boost Your Career with Personal Branding: What You Need To Know! How To Make More Money in Your Career - Tried and True Strategies for Success This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Tangil JohnsonTiffany GrantCircle of Five

Learn The TRUTH About Reverse Mortgages with Todd Christensen | Ep. 268

26 min

Get the facts about reverse mortgages in this informative episode with Todd Christensen. Learn why reverse mortgages are restricted to those 62 years old and over, how reverse mortgage proceeds can be used, and discover creative ways to use a reverse mortgage. Plus, get tips on other options that may be available for homeowners interested in tapping into their home equity without a monthly mortgage payment. Don't miss this informative episode about reverse mortgages! About Our Guest Author, Accredited Financial Counselor®, and HUD-certified housing counselor Todd R. Christensen, MIM, is an Education Manager at Money Fit by DRS, Inc., a nationwide nonprofit credit counseling agency. Todd develops educational programs and produces materials that teach personal financial skills and responsibilities to all ages. In addition to over a thousand counseling sessions, Todd has facilitated more than 2,000 workshops since 2004 on effective personal financial management. His experiences serve as the basis for his first book, Everyday Money for Everyday People (2014), sharing the discussions, tips, stories, and ideas used by the tens of thousands of participating individuals and couples. Connect with Todd Website: https://moneyfit.org Email: todd@moneyfit.org Facebook: Money Fit by DRS Twitter: @MoneyFitbyDRS Connect with Tiffany Visit our website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) Additional Resources & Links Episode 188 - Spending Personalities with Todd Christensen This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Reverse MortgagesHECMHome Equity

Protect Your Business! How to Navigate Legal Landmines in Entrepreneurship | Ep. 267

21 min

Are you an entrepreneur looking to protect your business's intellectual property? Join Yasmine Salem Hamdan and Tiffany Grant on this episode as they discuss legal landmines that entrepreneurs need to avoid. They emphasize the importance of trademarks, copyrights, and getting consent for content use in your paid products. Plus, Yasmine provides important tips on conducting a trademark clearance search so you don't accidentally step on someone else's toes. Tune in now for essential advice on protecting your intellectual property! About Our Guest Yasmine Salem Hamdan is an inspiring business lawyer, brand consultant & entrepreneur who emphasizes the importance of legal protection for entrepreneurs. She is the founder of Coaches & Company, a digital destination that provides entrepreneurs with ready-to-use legal contract templates and other premium business tools. Drawing upon her extensive experience in representing, supporting, and consulting business owners, Yasmine founded Coaches & Company to help protect hard-working entrepreneurs from getting into sticky legal situations. Through her work, she motivates entrepreneurs to put their ideas and gifts out into the world confidently and securely. Connect with Yasmine Website: https://www.coachesandcompany.com/ref/moneytalkwitht/ Use code "moneytalk" to get $50 off any package Facebook: Coaches and Company Twitter: @coachesandcmpny Instagram: @coachesandcompany Connect with Tiffany Visit our website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Yasmine Salem Hamdanintellectual propertytrademarks

How To Recognize and Avoid Charity Scams | Ep. 266

15 min

Are you worried about charity fraud? Don't be - just arm yourself with the right information to protect yourself and your donations! Tiffany is here to help. She explains common tricks used by fraudulent charities and offers tips on how to verify if an organization is legitimate. Learn why it's important to check the tax-exempt status and reputation of charities, review their financial statements and annual reports, and more - all with the goal of protecting yourself from scams. Don't miss out - listen now! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter (X): @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Additional Links & Resources https://www.irs.gov/charities-non-profits/tax-exempt-organization-search https://www.charitynavigator.org/ https://www.guidestar.org/ This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

charity fraudcharity scams501(c)(3

Tax Planning vs Preparation - What You Need To Know Before The End Of The Year | Ep. 265

15 min

Did you know that there's a difference between tax planning and tax preparation? In this episode, Nicole Durio and Tiffany Grant discuss the importance of effective tax planning. Learn how to collect documents & data, analyze your profit & loss statements, and identify tax-saving strategies with QuickBooks.  Get ready for the end of the year with tips from this tax expert! About Our Guest Nicole Durio is a highly experienced Certified Public Accountant (CPA) based in Houston, Texas. She is currently the Managing Principal at Madison Brothers Consulting Group. She specializes in various areas, including external audit, advisory, mergers & acquisitions, small business consulting, governmental accounting, and not-for-profit accounting. With over 30 years of experience in accounting, financial reporting, and advisory, she has undoubtedly established herself as a proven leader in the consulting industry. She strongly believes in balancing faith, family, and finance in her life. This approach, combined with her extensive expertise and leadership skills, makes her a prominent figure in her field. Connect with Nicole Website: madisonbrothers.com Links and Resources Get Quickbooks: https://quickbooks.intuit.com/ Small Business Accounting Dont's: How to Steer Clear of Costly Mistakes Saving Money on Taxes with Lance Belline Connect with Tiffany Visit our website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1)   This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Tax PlanningTax PreparationNicole Durio

Introduction to Options Trading: Unpacking the Basics with Jason Brown | Ep. 264

21 min

Ever wondered what options trading is all about? In this insightful episode, Tiffany Grant introduces Jason Brown, who provides an easy-to-understand explanation of the world of stock market options. From the basics of how to buy a call option to understanding the difference between a 'call' and 'put' option, Jason reveals why options trading isn't as risky as it first appears. If you've been looking for an effective guide on how to get started with options trading, then this is the episode for you! Tune in & get ready to take your financial journey to the next level today!  About Our Guest Jason Brown is the founder of The Brown Report, a personal brand he created with the goal of providing free education and support to new traders seeking success in the stock market. With over a decade of experience in stocks and options trading, Brown has positioned himself as a trusted guide for those navigating the financial markets. In addition to his work with The Brown Report, Brown has expanded his brand into Power Trades University, which appears to be a product or service offshoot of The Brown Report. His educational endeavors don't stop there - he also offers tutorials on how to trade stocks and options on his YouTube channel, where he has amassed thousands of views. Connect with Jason Visit his website: thebrownreport.com Instagram: @brownreport Connect with Tiffany Visit her website: moneytalkwitht.com This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Options TradingCall OptionPut Option

How to Get Higher Returns with Real Estate Syndication | Ep. 263

18 min

Are you looking to get more from your investments? Real estate syndication may be the way! Tiffany Grant and Stephanie Walter discuss the ins and outs of this lucrative investing opportunity. Learn how the JOBS Act of 2012 changed syndication in a big way, plus discover what qualifications you need to be an accredited investor. Plus get insider tips from Stephanie on researching a location before investing, and learn all about her new book "Shattering Money Myths". Discover why real estate syndication can provide higher returns than REITs - listen now! To enter the book giveaway visit: https://moneytalkwitht.com/giveaways/ About Our Guest Stephanie Walter is a legacy cash flow specialist, capital raiser, syndicator, real estate investor and the CEO of ERBE Wealth. Prior to founding her investment group, Stephanie followed her dream of being an entrepreneur and started her own insurance agency. It was one of the largest, most highly awarded agencies in Colorado. She recently retired and sold her insurance agency of 16 years by following the key principles she now teaches professionals to use.   Over years of working with her investors, Stephanie discovered that the very wealthy view and use money differently than the rest of us; they actively have their money working for them -- sometimes at several places at the same time! Stephanie realized these strategies can be used by anyone, not just the rich. Her passion is teaching people to “unlearn” what most of us have been wired to think about money and re-educating people on attaining wealth that can be passed onto the next generation. My goal is to connect my select group of investors with investment opportunities that I’ve found and vetted to be extremely desirable. And at the end of the day, I’m really looking to help my investors reach their financial goals. Connect With Stephanie Visit her website: https://erbewealth.com Facebook: ERBE Wealth (https://www.facebook.com/erbewealth) Connect With Tiffany Visit our website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter (X): @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff   This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

real estate syndicationJOBS Actaccredited investor

Planning For Short-Term Goals Without Sacrificing Long-Term Savings | Ep. 262

14 min

Ready to save for your future?  Tiffany is here to help! In this episode, she answers a listener's question and shares her top tips for getting started with savings and retirement. Learn how to build an emergency fund, allocate contributions, and invest in multiple sources. Plus, get advice on how to plan for short-term goals without sacrificing long-term savings plans! Don't delay - start saving today! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Need help with exploring your options? Schedule a consultation with me here: https://academy.moneytalkwitht.com/15-minute-consultation. Additional Links & Resources Mini Talk: The Baby Emergency Fund Tiffany's Take: How Much Should My Emergency Fund Be? Get a FREE personalized financial plan to see what you should be working on: https://app.savology.com/landing/money-talk-with-tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

emergency fundhigh-yield savings account401k match

Learn the Ins and Outs of Contracting with Lata Hamilton | Ep. 261

20 min

Looking for a career change or some extra income? Join us as we discuss the ins and outs of contracting with Lata Hamilton. From fixed-term contracts to day rate contracts, learn how you can use recruiters, temp agencies, and platforms like LinkedIn to find the perfect job. Plus, find out how Hamilton tripled her salary by utilizing different kinds of contract jobs. Finally, discover the importance of knowing your worth - get the tips that will make sure you're getting paid what you deserve! About Our Guest Lata Hamilton is a Change Leadership and Confidence expert, and the creator of the “Leading Successful Change” program. After tripling her salary in just 3 years to almost $200,000, her mission is to help millennial women carve their own paths in their career, leadership and life, and find the confidence and authenticity to truly earn their worth. Lata has worked with some of Australia’s biggest companies on changes that have impacted over 100,000 people, operating model changes impacting thousands, global cultural transformations, and digital transformation that is literally changing the way that we work. Connect with Lata Website: www.latahamilton.com Instagram: @latahamilton LinkedIn: Lata Hamilton Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter (X): @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Additional Links & Resources Staffing agency Tiffany recommends: https://grahamjobs.com I Switched Careers & So Can You! Here's How! (https://moneytalkwitht.com/podcast/switch-careers/) How To Make More Money In Your Career - Tried and True Strategies For Success   This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

ContractingDay Rate ContractsFixed Term Contracts

Can't Pay Your Mortgage? A Guide to Dealing With Mortgage Crisis | Ep. 260

15 min

Worried about not being able to pay your mortgage? Don't fret! Tiffany Grant has come to the rescue with her expert advice on what you can do. From loan modifications and refinancing to short sales and forbearance, she'll give you all the options you need so that foreclosure can be a last resort. Plus, learn how to take advantage of government programs and seek help from financial counselors for even greater peace of mind. Listen now for the best tips on dealing with a mortgage crisis! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Need a second opinion? Don’t hesitate to schedule a consultation with me to explore your options: https://academy.moneytalkwitht.com/15-minute-consultation. Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter (X): @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff   This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Mortgage ReliefRefinancingForbearance

How Kudosy Is Revolutionizing Kids' Financial Education | Ep. 259

16 min

Looking to teach your kids about money and financial literacy? Tyler Nicholls, the creator of Kudosy, has the perfect solution. Kudosy is an innovative education app that helps parents give their children points for good behavior they can use as a financial playground. With Kudosy, parents are able to help their children learn about saving, investing, and overall financial concepts in an easy-to-use interface. Learn more about Tyler's development roadmap for this revolutionary app and how it encourages family economics while teaching important financial lessons. Tune in now to learn about Kudosy and how it can help you raise financially literate children! About Our Guest Tyler Nicholls, a dynamic and seasoned entrepreneur with a passion for making a significant impact, is dedicated to serving people on a large scale through innovative software solutions. A graduate of Brigham Young University with a degree in Business Strategy, Tyler possesses a strong academic background that has informed his entrepreneurial pursuits. His dedication to education led him to a teaching career in 7th grade math at inner-city schools through the Teach for America program. To further expand his expertise, Tyler pursued a Master's degree from Boston University. As an avid investor and personal finance aficionado, Tyler has been deeply influenced by his father, a life-long financial advisor. This familial connection to finance has fueled his passion for financial literacy and its importance in today's world. Tyler's love for inventing software that creates a meaningful impact inspired him to establish Kudosy, a groundbreaking platform designed to empower individuals and families with financial knowledge. Visit Kudosy at https://kudosy.com/ Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

KudosyTyler Nichollsfinancial literacy

Is the Biden Administration’s SAVE Plan Right for YOU? – Learn More Now | Ep. 258

9 min

Are you interested in learning more about President Biden's new SAVE plan for student loans? Tiffany Grant provides a detailed overview of the plan, including how payments are calculated, the potential benefits and drawbacks of the plan, and who best suits the plan. Get all the information you need to know about the SAVE plan - like how it calculates loan repayments based on the borrower’s income and family size, not on the original loan amount - and find out if it's right for you! Don't miss out on this chance to learn all about this important student loan policy proposal. Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Need help figuring out how to pay off your debt? Don't hesitate to schedule a consultation with me to explore your options: https://academy.moneytalkwitht.com/15-minute-consultation. Additional Links & Resources Other Repayment Plans: https://studentaid.gov/manage-loans/repayment/plans Stress-Free Student Loans: Everything You Need To Know To Manage Your Debt (https://moneytalkwitht.com/podcast/stress-free-student-loans/) Connect With Tiffany Visit our website: https://moneytalkwitht.com Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

SAVE PlanBiden AdministrationStudent Loans

Building Wealth with Financial Flexibility | Ep. 257

22 min

It's time to get financially flexible! Chianté Jones, a full-time entrepreneur, is invited by Tiffany Grant for an insightful conversation about financial flexibility. Learn practical advice and activities to improve your money habits and free yourself from financial hiccups. Unveil the importance of saving regularly, strategic debt management, and investing in diverse avenues that can help you grow wealth. Hear Chianté's experience of taking the plunge into entrepreneurship after years of consistent saving and mindset shifts; it's inspiring! Join now to discover how you can become financially flexible too. About Our Guest Chianté Jones is a Financial Coach and the Founder of Dollars and Change. As a Certified Personal and Executive Coach, Chianté works with professional women who are ready to create more flexibility in their lives by confidently managing their money and executing a realistic plan to eliminate debt. Through personalized coaching, she provides education, guidance, and accountability to help them have more fun and fulfillment while still creating a solid foundation to build wealth. After becoming consumer debt free, accumulating over a million dollar net worth, and taking the leap from her 9-5, Chianté knows first-hand the freedom and options that come with having well-managed money. Her advice has been featured on PBS and numerous podcasts and her clients have said coaching with Chianté has changed their life and made talking about money feel safe and approachable. When she’s not helping women create more financial flexibility, you can find her binging a true crime show, Googling random things, or lounging at home with her husband and Yorkie. Connect with Chianté Instagram: @dollarsandchangecoach Facebook: Dollars and Change Coach Connect with Tiffany Visit the website: https://www.moneytalkwitht.com Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter (X): @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant (http://www.linkedin.com/in/tiffanygrant1) YouTube: Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Chianté Jonesfinancial flexibilityentrepreneurship

Don't Fall Victim to Lifestyle Creep | Ep. 256

12 min

Are you concerned that lifestyle creep is silently stealing away your financial stability? Tiffany Grant, Accredited Financial Counselor (AFC), shares her personal story of how lifestyle creep caused her credit card debt to skyrocket. Plus, she outlines her top tips on how to avoid the trap of income-driven spending. Get the insights you need to keep your finances in check and practice sustainable living – listen now! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany If you are looking for guidance on how to keep your lifestyle expenses in check, I am here to assist you. Don't hesitate to schedule a consultation with me to explore your options: https://academy.moneytalkwitht.com/15-minute-consultation. Additional Links & Resources Budgeting Basics: How To Make a Personal Budget That Works For You Budgets! My Favorite Topic! Learn Why! Tiffany's Take: SMART Goals This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

lifestyle creepbudgetingSMART goals

Becoming a Certified Financial Education Instructor with Vince Shorb | Ep. 255

22 min

Are you looking to become a financial educator? Don't miss out on the conversation between Tiffany Grant and Vince Shorb, CEO of National Financial Educators Council (NFEC). Vince shares his personal journey with finance and how he created NFEC with the mission of bringing quality financial education into communities across the globe. Learn more about their two certifications—for group teaching and one-on-one coaching—and how they ensure that their certified professionals have content knowledge, teaching expertise, and successful program skills. Get an insight into Vince's take on the lack of teacher training when it comes to financial literacy and learn how you can become a Certified Financial Education Instructor (CFEI) with NFEC today! About Our Guest Vince Shorb is one of the country’s leading advocates for promoting financial wellness and a thought leader in teaching and scaling financial education programming. After spending 15 years in financial services working one-on-one with more than 20,000 people, he founded the National Financial Educators Council – an organization dedicated to combating the financial illiteracy epidemic. He is the current CEO of the NFEC, an IACET Accredited company and a Certified B Corporation. Vince’s mission is to create a world where people are informed to make qualified financial decisions and confidently take effective financial action that best helps them meet their basic human needs while moving toward fulfilling their personal, family, and global community goals. Shorb has led the NFEC in the development of 2,500 financial education programs and more than 80 financial literacy assets and financial education standards that guide the industry. His focus is on mobilizing and developing community champions and empowering them with the resources, knowledge, and processes they need to help their communities’ citizens work toward financial self-sufficiency and security. Connect with Vince Visit the website: https://www.financialeducatorscouncil.org Access the research: https://www.financialeducatorscouncil.org/financial-literacy-research/ Instagram: nfec_finedu (https://www.instagram.com/nfec_finedu/) Additional Resources and Links Visit our site: https://moneytalkwitht.com/ What is the Definition of Financial Literacy? (https://moneytalkwitht.com/blog/financial-literacy-definition/) Financial Literacy in Schools? Here are the Overlooked Pros and Cons (https://moneytalkwitht.com/blog/teach-financial-literacy-in-schools/) Financial Literacy in High Schools with Yanely Espinal (https://moneytalkwitht.com/podcast/financial-literacy-in-high-schools/) Financial Literacy for Gen Z: Why it Matters and How To Improve It (https://moneytalkwitht.com/blog/gen-z-financial-literacy/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Vince ShorbNational Financial Educators CouncilNFEC

Transform Your Credit Score With These Easy Steps | Ep. 254

12 min

Struggling with your credit score? Tiffany Grant, host of Money Talk with Tiff Podcast, shares easy-to-follow strategies on improving your credit. From understanding credit scoring models to getting free credit reports from the government mandated website, find out how you can increase your credit score and be on your way to financial success. Don't miss out on this invaluable advice - tune in now! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Additional Links & Resources A Comprehensive Guide to Credit for Millennials and Gen Z (https://moneytalkwitht.com/blog/guide-to-credit/) How Much Does Your Credit Score Matter? Markia Brown: How to Improve Your Credit Score Fast Need to book a consultation? Click here! This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Credit ScoreFICOCredit Report

What Job Market Trends Are Forging Our Future? | Ep. 253

17 min

Are you feeling overwhelmed by the ever-changing job market? Let Tiffany guide you through the latest trends and career tips to help you pivot or get your dream job. Learn about the growth in healthcare and social assistance, hybrid work schedules, the gig economy, remote work, and more in-demand skills. Plus, get practical advice on how to stay connected and motivated during this challenging time. So don't miss out - tune in now to get all of Tiffany's career tips! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany If you are an organization and want to hire Tiffany to speak or partner with Money Talk With Tiff, visit our Corporations page at https://academy.moneytalkwitht.com/corporations. Additional Resources Visit our website: moneytalkwitht.com How To Make More Money In Your Career - Tried & True Strategies For Success Last week's episode: I Switched Careers and So Can You! Here's How! Goals Series from January: Tiffany's Take: Goal Setting Tiffany's Take: SMART Goals The Most Effective Way To Tackle Your Financial Goals Goal Implementation: How To Actually Accomplish Your Goals How To Stick To Your Goals When You Don't Feel Like It This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

HealthcareGig EconomyHybrid Work