Money Talk With Tiff

All Episodes

412 episodes

Outsmarting Inflation: Tips and Techniques for Surviving High Prices | Ep. 232

20 min

Are you worried about the current high inflation rate? Now is the time to start thinking of strategies to use inflation to your advantage! Bronson Hill, a leading financial educator, will discuss ways of investing in oil companies, real estate, and more during these volatile times. He'll explain why diversifying investments can help you navigate through these uncertain times, as well as provide tips on how to make the most of your assets. Get ready to learn valuable information about using inflation to your financial advantage - download his free ebook "How to Use Inflation to Your Advantage" and get access to his investment group for both accredited and non-accredited investors. Don't miss out on this incredible opportunity - listen now! Visit our site for more resources: https://moneytalkwitht.com About Our Guest As the Managing Member of Bronson Equity (www.BronsonEquity.com), Bronson is a general partner in 2000 multifamily units worth over $200M. Bronson co-leads a large in-person multifamily meetup in Pasadena, CA, called FIBI Pasadena Multifamily (www.fibipasadena.com). Bronson is the host of The Mailbox Money Show, and he understands the investor mindset, having spoken individually over the phone with over 1500 investors and has raised over $30M for real estate and his ATM Machine Fund deals. Bronson is the author of How to Use Inflation to Your Advantage and is a regular contributor to YouTube and his blog. Bronson is the Capital Raising Coach at Kingdom REI, a faith-based group helping investors find deals and raise funds for large real estate deals. Connect With Bronson Facebook: https://www.facebook.com/BronsonEquity LinkedIn: https://www.linkedin.com/company/bronson-equity/mycompany Youtube: https://www.youtube.com/channel/UCc1KYJL8ZjF3GC3Wh5lYNfg Instagram: https://www.instagram.com/bronsonequity/ This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

InflationBronson HillReal Estate

Shopping for Home Insurance: What You Need to Know Before You Buy | Ep. 231

10 min

Are you shopping for home insurance? It's important to make sure your coverage will last. In this episode, we share the story of a client whose insurance did not cover the full cost of rebuilding their house due to inflation and increasing home-building costs. We'll also give you valuable tips for finding the right balance between coverage and affordability when shopping for home insurance. Check it out now and protect your family and belongings with the right coverage! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany     This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

home insuranceinsurance coverageinflation

ABCs of Teaching Little Kids About Money with Sammy Rabbit | Ep. 230

21 min

Are you wondering how you can teach little kids about money? Look no further! In this episode, Sam X Renick (aka Sammy Rabbit) and Tiffany Grant discuss some fun and effective ways to get children excited about financial literacy. From using transparent jars with a "deposit dance" to reading storybooks, learn the ins and outs of teaching kids to save money and understand financial concepts age-appropriately. With Sam's extensive background in financial services, you can trust that his advice is reliable - so join us now for some great tips on teaching your kids about money! About Our Guest Sam X Renick is an internationally recognized leader and pioneer in financial literacy. He is a source and force of knowledge and joy on great money habits. In 2001, Sam founded the “It’s a Habit!” Company and co-created children's storybook character Sammy Rabbit to make it easy for anyone to talk to and teach young children about great money habits! Since then Renick has produced one of the largest libraries in the world of financial literacy resources. It includes stories and songs like Sammy’s Big Dream, Get in the Habit, S.A.V.E. Rainy Day, Lemonade Stand, Anyone Can Be Rich, Show Your Family the Way and more. Connect with Sammy LinkedIn: Sam X Renick (https://www.linkedin.com/in/samxrenick/) Twitter: @SammyRabbit1 Website: samxrenick.com This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Sam X RenickSammy Rabbitfinancial literacy

Overcome Financial Barriers: How To Handle Banking When You Can’t Open An Account | Ep. 229

10 min

Are you having trouble opening a bank account? Tiffany understands, and she's here to help! She explains the most common issues that might be preventing you from getting an account, like bad credit history or previous closures, as well as several solutions. From second-chance checking accounts to prepaid cards and improving your Chexsystems score, Tiffany has ideas for making the process easier. Check out the full article on her blog and contact her with any questions.  Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Links I Was Denied: 6 Alternatives When You Can’t Open A Bank Account This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

bank account denialChexSystemssecond chance checking

Dr. Virgie Bright Ellington Demystifies Medical Bills | Ep. 228

23 min

Do you want to understand how to pay your medical bills without getting taken advantage of by the US Healthcare System? Learn from Dr. Virgie Bright Ellington! In this episode, she will give you three simple steps to ensure you pay only the fair/lowest retail price for your medical services - all as per HIPAA federal law!  Links and Resources Look up CPT codes: https://www.aapc.com/codes/cpt-codes-range/ Check prices: https://www.cms.gov/medicare/medicare-fee-for-service-payment/feeschedulegeninfo About Our Guest Dr. Virgie Bright Ellington is an internal medicine physician and medical billing expert. A determined patient advocate, Dr. Virgie practiced more than 20 years in primary care and psychiatric settings and as a health insurance executive. Dr. Virgie now helps patients understand complex medical procedures, communicate effectively with their healthcare providers, and avoid financial devastation from crushing medical bills through her "What Your Doctor Wants You to Know" series. She is the author of What Your Doctor Wants You to Know to CRUSH MEDICAL DEBT and the host of the weekly "HEALTH, WELLNESS & MEDICAL BILLS" show on the VoiceAmerica radio network. Connect with Dr. Virgie Twitter: therealdrvirgie Instagram: therealdrvirgie Facebook: therealdrvirgie Don't forget to rate, review, and subscribe to the podcast. If this episode was helpful, share it and spread the love! This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Dr. Virgie Bright Ellingtonmedical billsCPT codes

Mastering Business Budgeting - The Ultimate Guide to Having Money in the Bank | Ep. 227

22 min

Struggling to keep your business budget under control? Learn the importance of budgeting, the steps to create an effective budget, common mistakes to avoid, and strategies to stick to your budget to make better financial decisions for your business. Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Resources & Links Business Money Makeover 3-Month Program (https://moneytalkwitht.com/businessmoneymakeover) Connect with Tiff Blog Facebook (https://www.facebook.com/moneytalkwithT/) Twitter (https://twitter.com/moneytalkwitht) Instagram (https://www.instagram.com/moneytalkwitht/) LinkedIn (https://www.linkedin.com/in/tiffanygrant1/) YouTube (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest (https://www.pinterest.com/moneytalkwitht/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

business budgetingsmall business financeforecasting

The BEST Advice For Teaching Kids About Money | Ep. 226

24 min

Every parent wants the best for their kids, but teaching them about money management can be daunting. In this interview, Clifton Corbin reveals his BEST advice on successfully talking to young children about money. Learn how you can help your kids become financially savvy and make smart decisions about their future. Get the answers now and give your kids a head start on their financial journey! About Our Guest Clifton D. Corbin is a Registered Financial Consultant (RFC®) who leverages his extensive knowledge of economics, finance, and business to help others achieve their financial goals. With over 20 years of experience managing million-dollar budgets and an MBA, Clifton has devoted himself to educating and guiding the public on how to make sound financial decisions. His mission is to create a supportive community where people can empower themselves with the knowledge they need to succeed in their personal finances. Clifton’s inclusive approach, along with his warm and inviting attitude will help you feel comfortable while learning how to plan for your future. Connect With Clifton Kid's Book: kidsmoneyworkbook.com Website: CliftonCorbin.com Instagram: cdcorbin_ Facebook: Clifton D Corbin Twitter: cdcorbin (https://twitter.com/cdcorbin) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Clifton Corbinkids and moneyfinancial education

Small Business Accounting Don'ts: How To Steer Clear Of Costly Mistakes | Ep. 225

18 min

Are you a small business owner looking to tackle the complexities of accounting? Then you're in the right place! In this episode, I explore common accounting mistakes that can cost your business money. Learn to identify and avoid these costly errors with practical tips and advice. Don't let accounting mistakes be what stands between you and success - start listening now! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Links Accounting & Bookkeeping Article: https://moneytalkwitht.com/blog/accounting-and-bookkeeping-services/ Business Money Makeover: https://academy.moneytalkwitht.com/business-money-makeover This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

small business accountingdata entry errorsbank reconciliation

3 Surprising Strategies to Monetize Your Podcast - Hear It From Patrick Hill at Disctopia! | Ep. 224

17 min

Are you looking for creative ways to monetize your podcast? Look no further! Patrick Hill from Disctopia is here to share his 3 surprising strategies to help you get started. Learn how to increase your revenue and grow your podcast in a way that works best for you (even with minimal downloads). Don't miss out on this amazing opportunity to hear firsthand from an expert! About Our Guest Welcome to the exciting world of Disctopia! This dynamic streaming platform and podcast hosting company is dedicated to empowering content creators like you. They offer a suite of services and tools, including advanced podcast hosting, enterprise content delivery, and over 50 integrations to streamline your workflow and help you reach wider audiences. With a focus on curation and quality, Disctopia offers access to the best tools and resources to boost your business and create content that connects with your listeners. Whether you're a seasoned pro or just starting out, Disctopia is the perfect partner to help you build a thriving online presence. Connect with Patrick Website: disctopia.com (https://disctopia.com) All social media: @disctopia Email: patrick@disctopia.com This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Patrick HillDisctopiaPodcast monetization

Passive Income Ideas That Actually Worked For Me | Ep. 223

12 min

Are you looking for some passive income ideas that actually work? Looking to free up your time and make money while doing it? Well, I have tried and tested passive income ideas that actually worked for me! From creative side hustles to smart investments, I'm sure you'll find something that works for you. Tune in now and start building a different, more secure financial future. Expanded list of 40 Passive Income Ideas: https://moneytalkwitht.com/blog/passive-income-ideas/ Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

high yield savings accountdividend stocksblogging

Building Wealth From The Inside Out With Dr. Michael Thomas | Ep. 222

26 min

Are money and wealth the key to happiness? Dr. Michael Thomas believes it's not that simple. In his new book "Black Financial Culture Building Wealth From the Inside Out" he dives into how financial freedom must be paired with internal wisdom for true fulfillment. Don't miss this exclusive look at how prioritizing money within a capitalistic system can be an invaluable tool for success - and why understanding the 'why' behind our financial habits is essential for unlocking true potential and power. Don't miss this chance to take charge of your finances, and make sure that money works for you! About Our Guest Michael G. Thomas Jr., Ph.D., is an Accredited Financial Counselor (AFC®) and a lecturer at the University of Georgia. His research focuses on financial empathy and self-compassion, data visualization's effects on financial behavior, and the connection between brain function and money. Dr. Thomas's philosophy on how to effectively interact with money can be summed up in his Ted Talk: Financial Empathy: Understanding the Story Beneath the Numbers. Utilizing financial empathy as a process for active listening and the creation of client-focused financial recommendations are reflected in two financial literacy and capability programs he helped create: Money Dawgs and Discovering Money Solutions. Dr. Thomas is also the founder of Modom Solutions - a virtual financial coaching service he has been providing since 2015. He is also an author of the book Black Financial Culture: Building Wealth from the Inside Out. To learn more, visit his website: www.BlackFinancialCulture.com (http://www.blackfinancialculture.com/) Connect With Dr. Thomas Twitter: @ModomSolutions Instagram: @ModomSolutions Facebook: @ModomSolutions This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Dr. Michael ThomasBlack Financial Culturefinancial empathy

What You're Getting WRONG About Grants For Small Businesses... | Ep. 221

8 min

Are you a small business owner looking for grants? Maybe you've heard the myths out there about them being impossible to get, but that's just wrong! In this episode, we'll help you understand what grants for small businesses are REALLY all about. Listen now and discover why these grants can be the key to unlocking your business's potential and helping your business thrive! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Learn more about the Business Money Makeover Program This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

GrantsSmall BusinessFor-Profit Business

How To Implement Effective Self Care Into Your Life with Unique Figueroa | Ep. 220

23 min

Self-care is so important, but it's often one of the first things to go when feeling overwhelmed. In this episode, Unique shares her tips for how to make self-care a priority in your life, even when you don't feel like it! About Our Guest Unique Figueroa is here to help you dive into your most authentic self! She's the brains behind "Becoming Unique"- a lifestyle experience that inspires us all to live life with high vibrations and strive for ultimate well-being. Podcasts, affirmation teas & her own Self-Care workbook are just some of the amazing tools she provides so we can truly become our fullest selves. After finally deciding it was time to step into her true identity -she aptly christened herself ‘Becoming Unique’! Through courageously exploring both personal growth & love practices plus writing an inspiring book – this powerful author/podcaster/entrepreneur aims to empower everyone to discover their true essence… Let's get ready for real transformation; It’s Becoming YOU(nique)! Connect with Unique Website - https://www.becomingunique.com/becomingunique Facebook - Becoming Unique Podcast Instagram - Becoming__Unique This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Unique Figueroaself-careself-love

What Are Estimated Taxes? | Ep. 219

9 min

What are estimated taxes? I break it down in this episode and explain everything you need to know!  You'll learn what they are, when to pay them, how to calculate them, and more. So whether you're a business owner or an individual, this episode is for you! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

estimated taxesself-employment taxquarterly tax payments

The Infinite Banking Concept With Brandon Neely | Ep. 218

19 min

In this episode, Brandon Neely introduces you to the infinite banking concept – a powerful way to grow wealth using insurance products and strategies. If you're looking for a more innovative way to save and invest your money, this episode is for you! About Our Guest Brandon Neely is an entrepreneur, Profit First and Bank On Yourself Professional, and the co-host of Wealth Wisdom Financial Podcast with his wife, Amanda Neely. They founded and managed Overflow Coffee Bar, L3C, from 2008 through 2018. Now, they share their experiential knowledge through podcasting, developing personalized financial strategies for individuals and couples and profitability strategies for businesses. Connect with Brandon Instagram - @wealthwisdomfp Facebook - Wealth Wisdom Financial Key Takeaways Brandon Neely discussed infinite banking, a high cash value, whole life insurance policy that pays dividends and can be used to build a line of credit.  It is not an investment but a savings vehicle; the critical indicator is finding someone specializing in it. One can access capital with it at a low-interest rate to pay off high-interest debt, cover emergency expenses and taxes, or purchase an asset without going to a bank.  Monthly payments are subject to your budget, and if you cannot afford them, options include reducing payment or lowering policy premiums. This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Infinite BankingWhole Life InsuranceCash Value

How Much Does Your Credit Score Matter? | Ep. 217

6 min

Ever wondered, "Hey, does my credit score actually matter? Do I really need to care about it? Or is it just another number the world has cooked up?" Well, you're in luck! In this fun and informative episode, we explore the significance of your credit score and the various reasons behind its importance. From lending and financing to landing that dream job, we delve into how credit scores can impact different aspects of your life. Spoiler alert: It really does depend... But don't worry, we'll explain why! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Key Takeaways Credit score matters if one is looking for lending, financing or even a job; as employers may pull credit reports/scores. Insurance companies also use credit scores to determine rates. If one has all the stuff they need and isn't looking for financing or debt, then the credit score isn't too important. However, it's wise to maintain one's credit score anyway, as one never knows what they might need or want in the future. Connect with Tiffany Website - https://www.moneytalkwitht.com Facebook - Money Talk With Tiff Twitter - @moneytalkwitht Instagram - @moneytalkwitht LinkedIn - https://www.linkedin.com/in/tiffanygrant1/ YouTube - Money Talk With Tiff Pinterest - @moneytalkwitht TikTok - @moneytalkwitht This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Credit ScoreLendingFinancing

Talking About Money: 6 Tips For Keeping The Conversation Open | Ep. 216

8 min

Money is a touchy subject for a lot of people. But it doesn't have to be! In this episode, I give six tips for how to talk about money with your spouse or loved ones in a way that will keep the conversation open and positive.  Check out the episode now for some great advice on how to make money conversations less awkward and more fun! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Key Takeaways Have an open and honest conversation about money, including what goals you have to make sure you stick with them. Set expectations for who will be responsible for different tasks related to money management. Schedule regular money meetings to stay on the same page. Practice empathy when discussing finances, as all parties may not come from the same situation or have the same opinions/concerns. Make a plan for how to handle disagreements that may arise when talking about finances. Work together to set short-term and long-term goals separately and as a unit. This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

money conversationsspousehousehold members

How I Overcame Financial Hurdles As A Single Mom With Nia Adams | Ep. 215

20 min

Nia Adams is a personal finance expert and single mom who has been through tough financial times. In this episode, she shares her story and offers tips on overcoming any financial hurdles you might face.  If you're struggling financially, don't give up! Listen to this episode for inspiration and advice from a successful single mom. About Our Guest Nia is the creator and founder of Perspectives, a personal finance education brand. A Speaker, Real Estate Investor, and Author. Financial obstacles and triumphs of her own inspired Nia to become a personal finance educator. She uses her own story, education, and experiences to help individuals of all ages with tools and resources, empowering them to achieve financial stability by changing their relationship with money.   She is the founder of The Money Mastery Academy and The Money Moves Program, and the author of Life is Short, Buy the House.  Nia is a Certified Financial Education Instructor, and holds a MBA in Finance from Keller Graduate School of Management. Nia attended Chicago State University, where she obtained her Bachelors of Science in Business Administration in 2014. Connect with Nia Twitter (https://www.twitter.com/perspectives83) Instagram Facebook Key Takeaways Nia Adams is a single mom finance expert who overcame her own financial speed bumps. At age 23, she started working at the post office and had two maxed-out credit cards. After 2 years of studying and learning, she was pre-approved for her first house but suffered a work injury 6 weeks later. The lengthy time off work without a full salary led to her inability to make mortgage payments and foreclosure of the home.  To start fresh, Nia filed for bankruptcy, downsized to a smaller apartment, and worked to prevent another similar situation from happening in the future. This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Nia Adamssingle momforeclosure

The Best Way to Figure Out How Much to Save for Retirement | Ep. 214

11 min

Are you trying to figure out how much money you need to save for retirement? This can be a tough question to answer, but it's important! In this episode, I share the best way to figure out how much money you need to save and some tips on how to make it happen. Enjoy! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Key Takeaways When calculating how much to save for retirement, consider the age you plan to retire and ensure the money lasts until the end of life expectancy. Determine what your desired lifestyle in retirement will be and calculate how much income you need each year to maintain this lifestyle. Think about your expected sources of retirement income, such as pensions, annuities, social security benefits, etc. Consider how much risk you can tolerate with your investments depending on how close you are to retirement age. Ask yourself if you want to keep working part-time after retiring and if tax deferral strategies such as 401ks or Roth IRAs should be used for retirement planning. Factor in any other expenses, such as healthcare and long-term care costs. This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

retirement planningretirement savingsSocial Security

4 Components of Financial Wellness with Steven M. Hughes | Ep. 213

22 min

If you're looking to achieve long-term financial wellness, you need to make sure all four of its key components are in check! In this episode of Money Talk With Tiff, expert guest Steven M. Hughes discusses each one and provides helpful tips for getting on track. Don't miss it! About Our Guest Steven M. Hughes is a Financial Therapist, Reiki Master Teacher, and professional speaker who helps 1-on-1 clients and corporate teams move their finances--and lives--forward. He has served as a financial expert for Google, Airbnb, Tiffany & Co., and more to help audiences reduce their stress around money and achieve lasting financial wellness. Steven is also the founder of the non-profit Know Money®, which exists to help Black college students avoid financial pitfalls and build healthy money mindsets and behaviors. Connect With Steven Twitter: @knowmoneysteve Instagram: @stevenmhughes Facebook: knowmoneysteve Key Takeaways Stephen M. Hughes and Tiffany discussed the four components of financial wellness: Awareness, Education, Action, and Mindfulness. Awareness is being in the right frame of mind to make conscious decisions about money. Education is a greater understanding of financial concepts beyond the basics, such as budgeting and savings. It includes more complex topics like insurance, estate planning, investment strategies, etc. Action involves taking steps to improve one's own financial situation through research or professional guidance; it is considered the most critical step in financial wellness by the speaker. Mindfulness is an understanding that our emotions are intertwined with money matters; it contributes to overall well-being and should be considered when making decisions about finances.   This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Steven M. Hughesfinancial wellnessfinancial literacy