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Money Talk With Tiff

Money Talk With Tiff

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    Money Talk With Tiff
    Episode•September 10, 2026•17 min

    Thrive 360: Why We Chose Collaboration Over Competition

    Nia Adams was on episode 215. Today she’s back because our launches landed in the same 72 hours and we decided not to treat that as a problem. Her Thrive 360 Conference is September 26 in Atlanta. My book, Money Moves and Mindset Shifts, publishes September 29. We didn’t plan it. We’re using it. Thrive 360 is mind, body, bank account. Sound bath to start. Zumba to close. Interactive sessions, not lectures. Homeownership with a realtor and a loan officer in the same room. A menopause panel. Rest and burnout. Credit, debt, estate planning. It’s for people who’ve tried to get money right, felt overwhelmed, and didn’t feel like they belonged in personal finance rooms. Nia’s point is simple. You can’t get the room from a podcast. Direct access to vetted people. A community that’s already choosing to invest in themselves. A vibe that doesn’t look like the old white-guy-finance-conference default. We also talk about why promoting someone else’s launch when yours needs attention isn’t charity. It’s how the work actually grows. Her conference is hosted by her nonprofit, The BASE Foundation. Collaboration is how it exists. The book will be given away at Thrive 360. Conference: thrive360atl.com Nia: niaadams.com Nonprofit: baseforchange.org/ (the word for, not the number) 🎯 moneytalkwitht.com/moves #thrive360 #niaadams #collaborationovercompetition #personalfinance #financialwellness #atlantaconference #moneymovesandmindsetshifts #stewardship #moneytalkwithtiff #communityovercompetition #financialanxiety #homeownership #creditrepair #blackwomenandmoney #holisticfinance

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    Transcript

    0:04

    Your line just went down. Production stopped. A supervisor wants answers. And someone's digging through a binder for the maintenance history. Every one of those minutes costs money. And most of the time, that breakdown could have been prevented. That's where MaintainX comes in. Maintain X catches the failure before it happens. Preventative maintenance plans on every key asset to improve reliability. Work orders assigned and tracked right from your phone. Everyone from the floor to the front office is in the loop. Companies on Maintain X have cut unplanned downtime by over 30% and save thousands on parts and labor every year. See what Maintain X can do for your operation. Try Maintain X free at maintainx. com. An auto desk company.

    1:00

    You know what it is. That's right. It's time to talk money with your money nerd and financial coach. Now tighten those purse strings and open those ears. It's the Money Talk with Tiff podcast.

    1:16

    I am so excited because I have Mia Adams on the line. Now, Mia is a repeat guest on the show. She was previously on episode 215. So it was a couple of years ago and she went over. a lot of her story, which is very interesting. So I highly recommend you going back and listening. But today I want to talk about something different. So I met Nia originally through our creator community. So we started as peers, became friends. And then somewhere along the way, we realized that our September launches were coming up and they weren't competing. They could be complimentary. And come to find out her conference and my book are landing. within about 72 hours of each other. So real, real, real, real close. And I promise we did not plan it this way, but we're choosing to treat it as a feature instead of competition. So today we're talking about her conference, my book, and why collaborating beats competition any day. So hey, Nia, how are you?

    2:21

    I'm good. How are you?

    2:23

    I'm doing well. Thank you so much for coming back on the show. I truly appreciate it. I know once you start talking, people be like, oh, that voice sound familiar.

    2:33

    Thank you for having me. Just you are you have one of the shows. Of course, we know it's a lot of content out here, but. talk about consistency, continuously showing up and giving people the real information that they need. Like, I truly appreciate everything you do.

    2:50

    Oh, thank you so much. All right. So let's jump into this conference because I'm excited for it. First of all, what's the name of the conference? Who is it for and who is it not for?

    3:02

    OK, so this conference is called the Thrive 360 Conference, and it is in Atlanta, September 26. and mind, body, bank account. When you think about this conference, those are the three words I want you to think about because everything that is about it, everything that we curated in this space is to help you thrive mentally. physically, and just financially as a whole. So who is it for? This is for the person that's tried to get their money together, but they feel frustrated. They feel overwhelmed. We specifically have everything very interactive. Every session has activities because we believe that you learn more and do better when you're actually a part of the experience. This is for the person who's felt overwhelmed about money or they just... haven't been able to get it right and they felt like they didn't belong in personal finance conversations, this is a place where you can come have a like-minded community. We kick it off with a sound bath. We're going to round it out with Zumba. So it's a place to have fun and get your money together at the same place. Who is it not for? Somebody who feel like they may not want to get their finances together. Somebody who has no interest in proving their credit, paying off debt, being able to know how to protect their assets with their estate plan. Now, if you aren't interested in doing any of those things, you don't want to learn about menopause because we have a menopause panel also, then this might not be a good space for you, you know, and I respect that. But if you're somebody who wants to get it right. Our homeownership session, we're going to have a realtor and a loan officer. So you have both people right there in the building. No having to go back and forth and switch up who you're talking to. They're both right there to answer all your questions. We're really trying to create a space that has the conversations that we need to be having in a more relaxed environment that got a vibe to it.

    4:59

    Nice, nice. And like when you said a holistic conference, baby, you hitting everything. Yes.

    5:09

    Yes. And that's why we're doing the sound bath in the beginning, because we want you to come in. Like we understand everything is overwhelming as like so much going on with the economy. And a lot of people have a lot of uncertainty and just natural anxiety around what's going on. So that's why we kick it off. Like last year, we kicked it off with yoga. But the whole goal is to help you ground yourself and kind of leave that outside right now. Right now. That don't exist right now. Let's come in and invest in ourselves and show up for ourselves.

    5:37

    For sure, for sure. And it's perfect timing too, because this economy has been real interesting here lately. And for everybody involved. But I want to talk about what happens in the room that can't happen on the podcast or in a course. I know you mentioned you like to keep things interactive, but how did that translate? Because this is your second year, right? Let's take a quick break from the episode because I want to tell you something I've been building behind the scenes and why I'm asking for your help. So my first book, Money Moves and Mindset Shifts, publishes September 29th with Wiley. It's the framework I've been teaching for eight years, finally in one place. Stewardship over scarcity, managing what you have so it grows into what you need. The same principles that got me from a struggling single mom to living in a new country with a business that actually sustains us. So pre-orders determine a lot in traditional publishing. First print runs, shelf placement, whether the books get seen by people. who don't already follow me. So the window between now and September 29th is when that math gets decided. So if you want to help out, go to moneytalkwithtea. com forward slash moves and order your book today. Now back to the episode.

    6:53

    Yes. So one of the things as somebody who's been in a personal finance space for years, I think that's something that I call them TikTok attention spans. We are used to moving, interactive, exciting, engaging. And I want that also to apply to financial education. We also have sessions on the power of rest. We have sessions on navigating burnout. What you can get there that you can't get is, for one, the direct access to talk to somebody live and in person. I understand a lot of things are online right now, but nothing can replace being in the room. You know that everybody that showed up to this conference is somebody else who's working on actively investing in themselves and empowering themselves to thrive. So this is a good place if you've been lacking community and you've been feeling like you out on a limb by yourself because you have chose to improve yourself or chose to level up your life. Now you got a room full of people doing the same thing. That's something you can't get unless you're in the room, actually. Another thing is access to all these vetted professionals who've been out here in the game. doing this work for the community, doing this work out here in the room together, and they're here and you're able to access them. That's something else you couldn't get. The vibe. Of course, we're bringing food, door prizes, raffles, but I feel like those are just added perks, if you really ask me. I think that it's an event. Obviously, you know, I'm biased because it's my event, but I think it's an event that it's going to change the game on what financial conferences look like as a whole.

    8:30

    Oh, yeah, because I know, you know, finance in general, people think is very boring. And typically when they. think of a finance professional, they think about a white old guy, just being honest, giving financial advice. So it's refreshing to have people that look like us, women.

    8:53

    And everybody looks like us.

    8:55

    All of them. Right. Let's be clear. Right. Let's be clear. So anywho, Your event is the 26th of September. My book comes out the 29th of September. And it was so close. And when I originally reached out, I said, hey, Nia, like, I wonder if we can play this up a little bit and use this as a collaboration opportunity instead of competition. What was your first thought when I reached out to you about that?

    9:27

    To me, I felt like that's the only way to thrive, you know. which is like, that's intentionally the name of the event, Thrive 360. We want you to thrive as a whole. And any business owner who is out here trying to go through the trenches and do everything all by themselves without collaborating with another business owner is unfortunately blocking their own blessings and limited themselves. collaboration over competition any day. I welcome to have your, you have a resource out there that's going to be something else that can help my attendees thrive financially. You have a resource that's possibly, they may be able to read your book and ignite something in them that changes the way they look at money as a whole, because your book is about mindset shifts. So for me, I was glad, I was honored that you even thought of me to do it. Because, yes, the week they literally are lined up with each other the same week that they both will be dropping. So I was I was glad I actually invite we can continue to find different ways and more ways to collaborate, because I feel like that's the way to go. If you're not collaborating with somebody, I think that you might be cheating yourself.

    10:37

    Absolutely not. Thank you. Are because I can tell you. I could tell you firsthand, like, money talk with Tiff would not be where it is today if it wasn't for... other people in my industry that was either way ahead of me or right there with me or maybe a few steps behind me. We all collaborate together and that has helped my brand grow, their brand grow. Everybody's growing, you know what I mean? And, you know, it kills me when I hear people say, oh, well, this person copied me and this person did this. And, you know, just looking things with that competition lens, because I'm like, you know, just like with us, I'm like, oh, another part of our story I didn't mention. is your book's title, because you came out with your book like a couple of years ago, is very similar to my book title. And so I said, you know, if it was a competition thing, you could have easily been like, yeah, Tiffany over here stealing my book name. And you know what?

    11:40

    That never even crossed my mind.

    11:42

    Exactly. And that's because it's collaboration over competition. And it's like. at the end of the day, we could play on that. We could make that a collaboration opportunity instead of making it a competition thing. And I feel like a lot of business owners lean towards the competition side when collaboration will get you further faster.

    12:04

    Agreed. Hands down. I mean, look at the conference. So the conference is hosted by my nonprofit. So with that being said, community partnership is how any nonprofit is able to expand. The goal is to provide access to interactive, engaging, quality, and built for the community financial education. So even like our playlists, we have Neo Soul, we have positive affirmation type music. It is genuinely curated with the community in mind. And I feel like that's something you can't get in a lot of places, let alone a financial conference. And like you said, the lens of financial anything is... typically a white male. So to have a conference that got sound baths and Zumba and a neo soul playing, you know what I mean? Tells you everything you need to know. But all of my speakers, my volunteers, you know, we have volunteers coming. It's a huge collaboration effort. And that's the only way that the conference is able to get off the ground and be the success that it is.

    13:05

    Right, right. Now. I'll answer this too, but I want you to answer. What's the hardest part of promoting someone else's launch when your own thing needs attention to?

    13:16

    The hardest part of promoting someone else's launch. See, for, you know, I'm not going to say for me is not. I'm one of those crazy people that I'm a huge cheerleader for other people. I had to learn how to cheerlead for myself better, which has been a result of my evolution. But I've always cheerleaded for others and promoted others and hyped others. I don't need to have an understanding of why you want it. Like, I don't need you to give me a dissertation for me to understand why, because it's not meant for me. It's yours. It's your goals. It's what you're meant to do. And if that's what makes you happy and that's what you're going towards, I'm going to root for you. So it's always been easy for me, as long as the person has integrity. I will say that I'm not just going to promote anybody. But if I have somebody out here doing really good, especially for the community to help us elevate and level up our finances, I'm all for it. What's meant to be is going to be. So I'm not blocking anything by promoting someone else.

    14:15

    Yeah. And I definitely agree with all of that. I feel like for me, I want to make sure that I give someone else's promotion. 110 percent. You know what I'm saying? And so like even getting here today and recording with you, you had to be flexible with me. And, you know, we had a reschedule and all types of stuff. But I wanted to make sure that when we record this episode, that it was going to be what it needed to be. You know what I mean? So I feel like I'm not going to say that's a hard part. But I want to say that's something that I pay attention to when I'm doing collaborations like this, because I'm sure there's been times because I know I have examples where, you know, it's a collaboration, but it's not an equal collaboration. You get what I'm saying? And yeah.

    15:05

    Oh, yeah, I have to. Oh, yeah. Oh, yeah. I've had a lot of one sided where I was the one promoting and pushing the other person and I wasn't receiving it. And it's sometimes it takes a while because you're not like you say, you're not looking at it from that lens. So it takes a while sometimes for you to realize, like, wait a minute.

    15:24

    Right. And I don't want to unintentionally be that person. So, yeah, I mean, I feel like collaboration, bartering, like all of that stuff is really important to me. And like I said. exactly why I'm here today. So with that being said, if someone's listening and thinking, I don't have a Nia or I want to meet Nia, how do they find you? Where do they come to the conference? Oh, and I also want to say too, before you say that, this is in Atlanta, y 'all. It's a very central place. I know a lot of my listeners are in North Carolina, you know, in that area. Just take the drive.

    16:06

    And it's actually in Atlanta. So I do want to be clear about that. It is not in Decatur. It is not in Dunwoody. It is in Atlanta, actual Atlanta, Georgia, because that's important.

    16:19

    Nice, nice. Now, back to my question, though. Sorry, I wanted to put that in there. But if someone's listening and thinking. I don't have a Nia. I want a Nia. How can they find a Nia? How can they attend the conference? Give me all the information.

    16:33

    So to attend the conference, you want to go to thrive360atl. com. Very simple. And there you'll find all the information. We got FAQs. To find me, you would go on NiaAdams. com. And that's where you'll find my page as well as on social media. You can find me. Well, for the nonprofit is based for change. So base for change, the word for not the number.

    17:05

    Perfect. Perfect. And I'll make sure I have all of those links in the show notes. And I'm gonna give you a little spoiler alert. My book is going to be given away at Nia's conference too. So if you're interested in money moves and mindset shifts, go to Nia's conference and you could also get a copy of the book and some other additional things with that. But thank you so much, Nia, for coming on the show today.

    17:33

    Thank you. Thank you for having me. I truly appreciate it.

    17:36

    All right. Bye.

    17:37

    Thank you for listening, joining and being a part of the Money Talk with Tiff podcast this week. You can check Tiff out every Thursday for a new Money Talk podcast. But if you just can't wait until next week, you can listen to previous podcast episodes at MoneyTalkWithT. com or follow Tiff on all social media platforms at Money Talk with T. Until next time, spend wise by spending less than you make. A word to the Money Wise is always sufficient.

    18:16

    Your line just went down. Production stopped. A supervisor wants answers. And someone's digging through a binder for the maintenance history. Every one of those minutes costs money. And most of the time, that breakdown could have been prevented. That's where MaintainX comes in. MaintainX catches the failure before it happens. Preventative maintenance plans on every key asset to improve reliability. Work orders assigned and tracked right from your phone. Everyone from the floor to the front office is in the loop. Companies on MaintainX have cut unplanned downtime by over 30% and save thousands on parts and labor every year. See what MaintainX can do for your operation. Try MaintainX free at maintainx. com, an autodesk company.

    Thrive 360: Why We Chose Collaboration Over Competition

    0:00
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