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Financial Literacy in High Schools with Yanely Espinal | Ep. 234
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June 1, 2023·19m

Financial Literacy in High Schools with Yanely Espinal | Ep. 234

Are you worried about the current state of financial literacy in high schools? Yanely Espinal is here to help! In this episode, she talks about her vision for a future where students are equipped with the knowledge, strategies, and tools to make independent financial decisions. Learn more about the proposed law on incorporating financial literacy into school curriculums and why Yanely believes it should include teacher qualifications, graduation requirements, and when the subject is taught. Plus, get a sneak peek at Yanely's book "Mind Your Money," which focuses on setting money goals and adjusting one's mindset regarding money and spending habits. Tune in now to learn more about the importance of financial literacy in high schools! About Our Guest Yanely was born and raised in Brooklyn, New York, and is one of the first in her family to graduate college. After two decades of school, she still can't believe that she never had a class about making smart money decisions! Now, she's on a mission to help young people learn about personal finance in a fun and engaging way!  After completing Teach For America, Yanely paired her love for teaching with her passion for financial literacy, creating a unique YouTube channel for people to engage with topics like budgeting, managing credit, saving and investing for retirement and more! Yanely serves as the Director of Educational Outreach at Next Gen Personal Finance and is a member of CNBC's Financial Wellness Advisory Council. Connect With Yanely YouTube: https://www.youtube.com/c/missbehelpful Instagram: https://www.instagram.com/missbehelpful/ Facebook: https://www.facebook.com/missbehelpful LinkedIn: https://www.linkedin.com/in/yanely-espinal-5631b735/ Buy the Book: https://amzn.to/43rQxFU Connect With Tiff Website: https://moneytalkwitht.com   This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Financial literacy education must be a full semester-long course, not a brief two-week unit embedded in economics.”

Yanely Espinalfinancial literacyhigh school curriculum
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Sam X RenickSammy Rabbitfinancial literacy
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bank account denialChexSystemssecond chance checking
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Dr. Virgie Bright Ellingtonmedical billsCPT codes
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“Business budgeting enables anticipation of future expenses and revenue”

business budgetingsmall business financeforecasting
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Clifton Corbinkids and moneyfinancial education
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“Accurate record-keeping is essential for small business financial health and decision-making”

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“For-profit small businesses CAN get grants”

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“Estimated taxes are quarterly payments made throughout the year to cover anticipated tax liability for income not subject to withholding.”

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“Credit scores matter primarily when seeking financing, jobs, or insurance”

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“Have an open and honest conversation about money”

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“Financial education is essential and often missing from generational knowledge”

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